During 2020 many families not only learned how to work from home, but they also had to learn how to homeschool their children. There are many different ways to homeschool and it widely depends on the state you live in. In the state of Arizona we have the option to have K12 which is a […]
Looking Ahead to 2022
As yet another year is getting ready to end, wise business people look toward the future year. They plan and dream. They set goals and outline how they plan to reach those goals. Here are some tips on what to include in your goals.
5 Budget Tips for 2021
The new year has begun and many of us our looking for ways to be better with our finances throughout 2021. If you have been following the blog, I posted in October about living within your means and paying off debt, you can check it out here. If you’re like me, you might still be […]
5 Productivity Hacks from Successful Entrepreneurs
If there’s one thing I still haven’t mastered, it’s productivity. For all the apps out there to help you manage your productivity, I still find myself occasionally mindlessly scrolling through Facebook, or Twitter, or even just watching TV. While we all need breaks once in a while, it’s easy to let a “break” slip into […]
How to Fly on American Airlines for Free (or Close to it)
I’ve worked in the aerospace industry for almost 5 years now since I graduated college. And whenever I tell people what line of work I’m in, they undoubtedly ask if I ever get to fly in the planes I work on for free. Sadly the answer is always no, actually there aren’t a whole lot […]
Using Vanilla Reloads to Meet Credit Card Spend Requirements
(Editor’s Note: I wrote this article a couple weeks ago and since then CVS has instituted a new policy that requires cash to pay for Vanilla Reloads. Sadly, it looks like this deal is now dead unless you can find VR’s somewhere else) According to my credit card statements, I spend a lot of money. […]
Overpay Your Utilities Before You Cancel Service
I’m always looking for easy ways to save money or make money. Basically anything that will put more money in my pocket without much work is something I like. I get a lot of my ideas from browsing deal forums like Slickdeals or travel forums like Flyertalk but occasionally I’ll come up with a good […]
Are You Walking Away from Free Money on the Table?
Everyone has their preferred method on building wealth and financial security. Some folks like to get frugal, cut expenses, and make the most of their current income. Others prefer to not worry about the little costs because they’re focused on increasing their earnings instead. These two ways of handling money create a spectrum, and most […]
Free 24 Hour Fitness Super Sport Upgrade
I’ve been a 24 Hour Fitness member for over 10 years now, the last seven of which my annual dues were only $99. I signed up at a time when they allowed you to pre-pay 3 years at regular rates and every year after that would be only $99. It was and still is a […]
Loophole of the Day: Free Costco Membership For Everyone
For regular readers of my blog, you probably know how cheap I am by now. Any time I have to make a purchase of significant value I make sure to weigh all my options and figure out if I really need that product. Sometimes I’ll ask myself, will this product improve the quality of my […]
Four Productive, Fulfilling Alternatives to Boredom Spending
One of the biggest spending traps people of all income levels need to watch out for is boredom spending. It’s too easy to make this kind of spending into a habit, as we often use it as a way to deal with negative feelings or circumstances. We resort to unnecessary spending not only when we’re […]
Tuning Up a Bicycle is Easier and Cheaper Than You Think
Ever since I moved up to Newport Beach a few months ago, I have been biking nearly everywhere. When you don’t have a job, you have a lot more free time on your hands so you’re not in quite as much of a rush. A lot of people think riding your bike takes significantly more […]
A Tribute to the Greatest Chipotle Article of All Time
If you missed my first Chipotle article, then click here to go back and read it before you start on this one! Enjoy.. When I first started this site almost two years ago it was with the intention to discuss topics like saving for retirement and investment strategies. But I quickly realized that those articles […]
Why I Always Order Food and Drinks To Go
One of my favorite topics is taxes, or more specifically avoiding taxes. Every year I go to great lengths to delay or even avoid taxes to the fullest extent of the law. I max out my 401k, Roth IRA and HSA. I itemize and take huge deductions for property tax and mortgage interest but I […]
That Printer Ink Cartridge Costs What?!
One of the things I miss most about my old day job is the free printing. I’m not kidding either. Even though we live in a digital age, I still find myself printing out a ton of documents nearly every single day. I print out everything from contracts to shipping labels and everything in-between. At […]
Applying for Credit Cards and My Spending Plan For My First App O Rama
Part 1: Planning for My First Credit Card App O Rama Part 2: Which Cards to Apply For In My First Credit Card App O Rama Part 3: Applying for Credit Cards and My Spending Plan For My First App O Rama This is the third and final part in my series on applying […]
Which Cards to Apply For In My First Credit Card App O Rama
Part 1: Planning for My First Credit Card App O Rama Part 2: Which Cards to Apply For In My First Credit Card App O Rama Part 3: Applying for Credit Cards and My Spending Plan For My First App O Rama This is the second article in a three part series on applying for […]
Planning for My First Credit Card App O Rama
Part 1: Planning for My First Credit Card App O Rama Part 2: Which Cards to Apply For In My First Credit Card App O Rama Part 3: Applying for Credit Cards and My Spending Plan For My First App O Rama This is the first part of a three part series on My First […]
Amex Backdating Still Alive But Authorized User Results May Vary
A lot of the questions I get from readers of this blog have to do with building credit. Everyone wants to know things like what type of monitoring services they should use or how they can increase their score in the shortest amount of time. Unfortunately though, building credit isn’t always a quick and painless process. […]
Get 2 Free Months of Health Insurance Through COBRA
Quitting my job has turned out to be a great decision. Although I really enjoyed working for my last company, I was ready for a change and once we found out that my fiancee had gotten into med school in Irvine, we started planning for our move. Taking time off from work has allowed me […]