In these modern times, DIY’s are all the rage. There are thousands of YouTube videos, Pinterest guides, and more to help you finish just about any household project. To be sure, lots of people DIY with great success, including myself from time to time. There are lots of good reasons to do things yourself when […]
Tips for Safe Travel with Money
Summer is a popular time of year for people to travel and take a break from their regular jobs and routines. Many people who want to take a summer vacation look for ways to save up for a vacation ahead of time. They may work overtime at their jobs or pick up a weekend job, […]
6 Tips to Get Top Dollar When Selling Your Home
Selling your home and moving is an exhausting experience. I know because about this time last year, my husband, son, and I helped my daughter pack up everything and move. It wasn’t a close move, either. She sold her existing home and bought a house four and a half hours drive away in a new […]
Cheap Ideas for Decorating Your First Apartment
Recently, I read a Facebook post my Nephew’s wife shared. In the post were pictures of her daughter, happy and smiling, in cap and gown at her high school graduation ceremony. Obviously, she’s not the only one graduating at this time of year. There are literally thousands of graduates from both high school and college […]
How to Save Money During Summer Break
Not long ago I got the first of several high school graduation announcements in the mail. They came from distant family members as well as local friends. My guess is that several of these young people will be moving on to college in the fall. In fact, the National Center for Education Statistics shows that […]
Inexpensive Ways to Energize Your Workspace
I don’t know about you, but when the weather outside goes from cold and dreary to sunny, it inspires me. It makes me want to spring clean my home inside and out (although I’m a bit behind on that right now, but don’t judge!). But when it comes to cleaning and updating, you might forget […]
4 Side Hustles You Can Do as a Couple
Money shortages are common for many people these days. In fact, if you’re like me, your list of needs is bigger than your checkbook. Of course, the solution to that problem is often cutting back certain areas of your budget. While that can help, what do you do when it doesn’t solve the problem? For […]
How to Talk About Finances with Your Partner
Keeping a marriage together over the long haul is hard work. My husband and I can attest to that as we have been married for many years. In fact, I’ve been with him longer than I’ve been without him. Sure, it hasn’t been all sunshine and rainbows. However, over the years we’ve learned to deal […]
7 Things that can Lower Your Monthly Cell Phone Bill
I have to admit it. I’m guilty. My family had a conversation about cell phones recently, and my husband asked if I take mine everywhere. I replied that, yes, I do take my smart phone with me nearly everywhere. His question stemmed from something he’d heard on the radio. The show was about how the […]
How to Routinely Invest Your Money
The first part of the year is always a great time to overhaul your budget. I must admit, my husband and I intended to go through ours together a month or two ago. We haven’t really had a chance to do it so far, but I’m sure we will soon. On a happy note, though, […]
Frugal Valentine’s Options for Everyone
Valentine’s Day is coming up fast, but not everyone can afford an expensive fancy dinner. If your budget is tight, like mine is this year, you might be searching for other ways to celebrate. The good news is, you can show that special someone you love them without overspending. That’s right. You don’t have to […]
How to Pay Less to Have Your Taxes Done
To me, each January seems long and cold, and a bit of a letdown after the holidays are over. This year seems to be no different. I don’t think it helps that it’s also the month when the IRS starts accepting tax returns. In case you were wondering, this year the date they begin accepting […]
10 Date Night Ideas that Won’t Break Your Budget
Have you ever wanted to go on a date with your significant other but it wasn’t in the budget? If you have, you’re not alone. The average cost of a date these days can set you back over a hundred dollars. To me, that seams like a lot of money to spend on a single […]
7 Ways to Lower Your Food Budget Every Month
Toward the end of December, or the beginning of January, many people make household budget adjustments. They often vow to lower their spending and save money throughout the coming year. However, to do that effectively, you should scrutinize last year’s spending and reign in anything that got out of control. One area I always look […]
What to Do When You Overspend Your Budget
Many people spend more money during November and December than they do other months of the year. That can really wreak havoc on their finances. The silly thing is, we all know those higher spend months are coming. After all, Thanksgiving and Christmas occur at the same time each year. Still, it’s not always easy […]
How Getting Fit Can Save Money
It’s almost that time of year again for many Americans: time to start a new diet. While I’m not necessarily joining them, I do plan to go back to a healthier eating style. At the same time, I am going back to my personal trainer and getting back into shape. The last few years I’ve […]
5 Budget Mistakes to Avoid in 2019
I always find that as the new year approaches, it’s a time for reflection. Apparently, Facebook agrees, because as the year closes, they post a summary that reflects some of the year’s highlights. Of course, once January rolls around, it’s also a time for new beginnings. New exercise programs, diets, and other goals are often […]
5 Gifting Strategies to Avoid Buyer’s Remorse in January
I’ve pretty much gotten all of my Christmas gifting wrapped up. Ok, so not all of the presents are actually wrapped and under the tree. But I have at least purchased, or made, most of the things I’ll be giving as gifts this year. Now that my kids are adults, they get fewer gifts from […]
Best Uses for an End of Year Bonus
I used to work for a business that gave out end of year bonuses every year. Granted, some years it was a lawn chair, umbrella, or a blanket displaying the company name. But some years the bonus every employee received was monetary. Whenever the bonus was money I usually hung onto it until I figured […]
How to Give Your Boss a Nice Holiday Gift
There are a lot of things I love about the holiday season. One example is seeing the pretty lights and decorations everyone puts up in their homes and businesses. I also enjoy special holiday food dishes, Christmas music, and the parties where friends and loved ones gather. What I don’t love is trying to find […]
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