I’ve always been a bargain hunter but at the same time I’ve never felt that just because something is on sale does that mean it’s a great deal. A lot of times people like to say it was half off but if the original price was a rip-off then you may still be getting ripped […]
4 Unexpected Ways Self-Employment Changed My Perspective on Money
I spent 99% of my working career as an employee. I’ve worked summers at restaurants and summer camps, I was a bookseller at Barnes & Noble in college and then an administrative assistant, and I worked in operations for a small company after graduation. Only in May of this year did I finally achieve a […]
How to Give In to Lifestyle Inflation the Right Way
My financial philosophy developed out of a desire to make the most of my meager wages. When I started my professional career after gradating college, I made $12 per hour. Thankfully, I didn’t have any debt — or paying all my bills and saving a little money each month would have been impossible. Still, it […]
How Would You Earn $1,000?
Last week, I opened the floor to the awesome readers here and asked how you all would spend $1,000. There were some great responses and ideas, and I loved getting a wealth of different opinions. This week, I’d like to approach this on the flip side. It’s easy and fun to talk about how we […]
How Would You Spend $1000?
Recently, I made an “extra” $1,000 off a one-time gig. The earnings were completely unexpected and in addition to my regular, average income, which is why I’m considering it extra cash. If you’re anything like me, whenever you have extra money on hand the ways you could spend that cash quickly add up to more […]
What You Need for That Part Time Specialty Store You’ve Always Wanted
Almost half of Millennials have “own my own business” as one of their life’s goals. It would be nice to run a Fortune 500 company, have a private jet, and make billions off of deals on your corporate yacht. However, there is such a thing as being realistic. You can still meet your goals even […]
My First Week as a Lyft Driver
This post originally appeared on The Rideshare Guy Blog and Podcast but I thought it would be a nice change of pace for my readers since driving for Uber and Lyft can be a great way to make extra money. The best part about driving is that it barely feels like work yet you can make $30-$50/hr […]
6 Habits of Financially Successful People
What sets the financially successful apart from others? Is there some secret to being good with money, or developing smart financial skills? Did they just get lucky — were they born rich or did they have a wealthy family member provide financial assistance? Those that have hefty bank accounts and even more impressive investment balance […]
Does Your State Owe You Money?
One of my friends e-mailed me the other day with a very cryptic subject line: Unclaimed Money. Normally these types of e-mails go straight to my spam folder but since it was from a friend, I figured there might be some validity to it. Sure enough, when I opened it up I saw a screen […]
Bad Money Habits and the Excuses We Make for Them
We all have them: our own personal finance vices, our bad money habits. No one can be perfect all the time, and we’re all subject to giving in and spending a little more when we know we shouldn’t, or getting a little lax with tracking our spending and budgeting down to the last cent. Some […]
Earn More Money: Self-Taught Skills to Turn into Profitable Side Hustles
Working full-time in a decent-paying job and still coming up short financially every month? Have you cut expenses where you can, lowered costs where they couldn’t be completely eliminated, and cut back on your spending – but still don’t have enough cash left over to save or invest? It’s time to look at earning more. […]
The Great Debate: Save Money or Make Money?
When it comes to building real wealth and dramatically improving your net worth, investing is usually the way to go. And the best way to successfully invest is to start early. This way, you allow your money to compound over time – and compound interest is a far more powerful factor than even throwing tons […]
Financial Checklist: 25 Things to Take Care of Before You Turn 25
It’s never too soon to start thinking about money, and more importantly, your own personal finances. But the financial world is huge, and it can be overwhelming to know where to start. To make it a little easier, we’ve compiled a checklist that every twenty-something should be able to use. There are some money matters […]
Overpay Your Utilities Before You Cancel Service
I’m always looking for easy ways to save money or make money. Basically anything that will put more money in my pocket without much work is something I like. I get a lot of my ideas from browsing deal forums like Slickdeals or travel forums like Flyertalk but occasionally I’ll come up with a good […]
Can You Really Handle a Bear Market?
Over the last couple of weeks, stock markets around the world have seen swooping downward trends thanks to jittery and uncertain emerging market activity. If we could look at this objectively, we would barely bat an eye. After all, the stock market spent most of 2013 on a steady and dramatic upward climb and we […]
Why I’m Addicted to Credit Card Bonuses
I don’t promote many credit cards on this site but I do have a lot of experience with them. Right now I’ve got about 25 open credit cards and if I had to guess, I’ve probably accrued over a million miles and points over the last 3-4 years. I’m always looking for easy ways to […]
Have You Thought About Becoming a Driver for Lyft/Uber?
Exclusively for Lyft Drivers! Sign up with Uber now and get $500 after your first ride and a guaranteed $30/hr until June 30. Sign up here using my referral code. Free Passenger Ride Codes Believe it or not, Uber and Lyft are still giving out tons of free credits to new drivers. If you’re a driver […]
Get $400 and 2.2% Cash Back with the Barclaycard Arrival
Now that my credit card total has reached a quarter century, I’m always on the lookout for the latest and greatest deals. Since I’ve already applied for a lot of the major cards, it takes a little more creativity these days to get the big spending bonuses but they’re definitely still out there. I recently […]
Chase Sapphire Preferred 55,000 Point Sign Up Offer
Update (6/12/14): The current public offer is 40,000 points plus 5,000 points for adding an Authorized User. If you’d like to sign up for the card and support this site please let me know and I’ll send you a referral link from my account. You’ll get the best offer available at 40k plus I’ll get a 5k […]
Applying for Credit Cards and My Spending Plan For My First App O Rama
Part 1: Planning for My First Credit Card App O Rama Part 2: Which Cards to Apply For In My First Credit Card App O Rama Part 3: Applying for Credit Cards and My Spending Plan For My First App O Rama This is the third and final part in my series on applying […]