We have three major holidays coming up in the couple of months left of 2014 – Halloween, Thanksgiving and Christmas. Each one of these involves a lot of spending – on costumes, candy, turkey and stuffing, and finally the Christmas dinner and the gifts for our loved ones. Here are some tips that can help […]
Archives for 2014
Earn 140,000 Points And $505 From The Ritz-Carlton Rewards Visa
I wrote about The Ritz-Carlton Rewards Visa a few months ago and the day that I posted my article was the same day that that deal died. Yes I am that lucky. But as One Mile At A Time reported the other day, that deal is now back on and if you apply right now, […]
Understanding Your Financial Aid Award Letters – An Infographic
Going away to college for the first time is tough, and picking which school to go to can be just as challenging. Every college or university has their pros and cons. You may like the campus but feel too far from home. You may love the school culture, but can’t find your desired course of […]
How to Avoid Extra Charges When Using PayPal
Anyone who’s a prolific PayPal user will tell you how annoying it can be to be charged extra fees whenever you use your E-Wallet account. For those not familiar or for anyone who’s never had additional charges added to a purchase, you’ll normally incur these fees if you do any of the following: sending or […]
Pensions Tips For Over 50s
It’s but natural for people approaching their retirement age to be concerned about their financial security, with retirement benefits and pension likely to be their prime sources of income in later years. Those planning for early retirement though will have to carefully (re)consider their decision to ensure availability of adequate finances, to meet post-retirement expenses. […]
Money Goals to Set for 2015
I’m big on setting goals that are achievable. I don’t try to tackle too much and sometimes it’s as simple as just doing 1 thing better over the next year. Today, PF Pro contributor, Kali Hawlk takes a look at some money goals that you can set for 2015. This is also Kali’s last post […]
The Impact of Large Civil Projects On Your Home’s Value
Major public works near a house or country estate has an effect on its market value. Some new developments can increase value while others have the potential to detract. Proximity to an airport is seldom a boost to value, because few people take flights enough to benefit. Instead, they must deal with the roar of […]
Does Cost of Living Affect Where You Live?
I am fortunate to live in one of the most temperate climates in the world, but that comfort comes at a huge cost. It’s hard to leave your family, friends and loved ones behind though in order to save a few bucks (actually a lot of bucks). Today, PF Pro contributor, Kali Hawlk takes a […]
Free $20 Amazon Gift Card From Personal Capital
Happy Thanksgiving everyone! If you’re like me, you’ll be doing most of your Black Friday shopping from the comfort of your own home this weekend. I just wanted to take a moment though and say thanks to everyone who has supported Your PF Pro over the years. This has been a great project and I […]
What We Can All Feel Grateful for This Thanksgiving
I have a lot to be thankful for this year but today, PF Pro contributor, Kali Hawlk shares what we can all feel grateful for! Happy day-before Thanksgiving! In honor of the holiday, I thought it was only appropriate to spend some time thinking about gratitude and expressing appreciation for the good stuff. But instead […]
Should I Cash Out Refi To Pay For My Wife’s Student Loans?
For those who weren’t aware, going to medical school can be pretty expensive. Our current debt load from just under a year and a half of schooling now sits at $65,000. We’re actually lucky to ‘only owe’ that much too since there are private schools that are much more expensive than the public school my […]
4 Online Degrees That Will Get You Out of Your Cubicle
Living a sedentary lifestyle can be hazardous to your health by causing diabetes, obesity, heart disease, and possibly cancer. It can also leaving you feeling unfulfilled. If you are unsatisfied with your current career, have no fear. There are plenty of online degrees and certifications that can help you jump-start a new career. Here are four […]
Feeling Overwhelmed By Debt? Implement these 5 Budgeting Tips to Regain Control
If you’re feeling overwhelmed by debt, try a few of these budgeting tips in order to regain control. Once you have taken a few steps to get out from under your debt troubles, you will feel much better. Even small steps make a difference. It’s also a good idea to consider asking for help from […]
Start-up Smart: Finding the Best Laptop for your New Business
When you take the first few tentative steps towards going it alone in business, life becomes a blur of client meetings, accounting and late, late hours. The learning curve is steep. You’ll find yourself becoming inseparable from your laptop, and when the stakes are high, reliability, performance and portability can make all the difference between […]
Why I Choose Self-Employment
Although my self-employment experiment only lasted for about four months last summer, I can relate to a lot of the issues that self-employed people face every day: loneliness, only getting paid when you work and so forth. I like doing a mix of both but in a few years who knows where my feelings will […]
Spot The Difference: Buy To Let vs Residential Mortgages
There have been some fundamental changes in the residential mortgage markets with affordability checks now very much the focus of attention when people are applying for a loan. The standard criteria for a Buy-to-let mortgage has remained fairly unchanged during this period of upheaval and the way that eligibility and lending suitability are assessed remain […]
Benefits of a Fixed Rate Mortgage
Mortgage blues? Can’t decide what to do? Only being offered adujstable rate mortgages? Well, here’s some news for you. One of the best ways to get a Mortgage for a new home, a refinanced loan or for an older home you want to purchase is to go with a thirty year fixed mortgage. The best […]
How We’re Travel Hacking Our Way to Peru in April 2015
For me, there is really no greater feeling than traveling for free. I tell people the places we’ve stayed and the flights we’ve taken, all for next to nothing and I’m pretty sure a majority of them think I’m full of it. But I always tell people that you should give every single thing in […]
My Favorite Time of The Year: Annual Enrollment
Fall is one of my favorite times of the year: the leaves start to change color, the temperature starts to drop…wait a minute, actually none of that is true since I live in California and it topped 90 degrees at the beaches last week! November is my favorite time of the year for a different […]
What are High-Interest Savings Accounts & How Do They Work?
When you start comparing your options for a high-yield savings account, you’ll notice that different types of accounts come with different interest rates and rules. Learn how and why these accounts vary in order to choose the right ones for your savings needs. How banks set interest rates Rates for high-yield savings accounts are set […]
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