One of the most popular articles on this site is an article I wrote last year about ‘piggybacking’ off someone’s credit(1,121 views in just the past month alone). In the article, I actually did a case study where I added my fiancee as an authorized user to my AMEX Gold card and compared her scores and […]
Archives for 2013
The Best Ways to Avoid Paying Taxes
Most articles around this time of year talk about what to do or not do with your tax refund. I’ve already talked about that, so instead I’m going to help you come up with ways to avoid paying taxes next year. I don’t mean stashing all your money in offshore savings account but we can […]
5 Ways to Save Money at Amusement Parks: Sea World San Diego
For some reason, the April showers haven’t quite hit San Diego like they normally do and the weather has been fantastic lately. Warm days and a nice breeze are why I love living in Socal and this past weekend I decided it would be a good time to take my sister(age 5) to Sea World. […]
Is Fear Paralyzing You From Looking at Your Finances?
This is a guest post by Todd at Fearless Men. Head over to his blog and check out what else he has to say if you like this article! There’s a never ending list of ways to get into debt. Overspending. Using credit cards and only paying the minimum balance. Using credit and NOT paying. […]
Writing Off Moving Costs During Tax Time
The IRS provides a lot of deductions for hard working Americans like us but a lot of people are unaware of them or maybe scared of an audit. I say bring it on, as long as you have the receipts and proof to back it all up, you should take advantage of every deduction available […]
March CPI down 0.2%: May I Bond Rates Announced
On Tuesday, the labor department announced the latest CPI-U numbers. With these numbers, you can calculate the upcoming inflation portion of I bonds and determine whether it’s better to buy your bonds now or wait until May. As you may know, I bonds are composed of an inflation rate and a fixed rate. The fixed rate […]
Cash is King For Small Businesses
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. You hear the phrase “cash is king” talked about a lot in these credit-crunched times. But what’s really different about today’s low rate environment? Businesses survive on cash flow, it’s a bit like running […]
What is Bitcoin and Should You Invest in it?
If you’re like me, you’ve probably sent a peer to peer payment before. Whether its the monthly rent, or gambling debts owed to a friend, sending money through Paypal or similar services is pretty easy(and free!). Bitcoin essentially does the same thing but with its own currency. Yes that’s right, Bitcoin has its own currency […]
5 Ways to Make Buying in Bulk Work For Regular People
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Buying items in bulk is almost always less expensive per unit than buying a single item. But a great deal in bulk is only a great deal if you eventually save money and spend […]
What Should I Do With My Bond Funds?
Bonds are an essential part of any diversified portfolio. Although we generally don’t expect the same high returns with bonds as we do with stocks, there is much less risk. Bond funds can be a great diversification tool since they have low correlation with stock funds. Essentially, that means that the health of the stock […]
Ever Taken Advantage of a Satisfaction Guarantee Offer?
“Satisfaction Guarantee” is a term that I hear thrown around a lot these days. My interpretation of that phrase is that if I’m not satisfied with any aspect of the service or product I receive, I’m entitled to a full refund. That seems like a pretty bold statement, doesn’t it? What business in their right […]
What’s Your Ideal Work Day Like?
I hate the ominous feeling of treading back into work after a long vacation. It’s almost depressing to have to go back after a long and restful holiday. Actually, it is downright depressing. I was talking to a co-worker about my post vacation blues and he told me I’m probably in the wrong line of […]
How to Cash in Your Change For Free with a CoinStar Machine
I’m sure you’ve seen CoinStar machines at your local grocery store and some of you may already use their services, but the hefty fee has always kept me away. I typically pay for all my purchases with my Barclaycard, but for some reason I still seem to accumulate quite a bit of change. When I […]
Weekend Reading Blog Round-Up
Even though I often don’t have time to comment on a lot of other articles, I read a ton of them. I’m traveling again this weekend so I’ll be doing a lot more reading. Reading other people’s personal finance articles often inspires some of my own. A lot of people ask me how I come […]
Using a Stop Order to Lock in Capital Gains
I know I was extremely lucky to pick a winner in my lastest stock trade, but boy does it feel good to finally be right. American Airlines(AAMRQ) is up 1,029.47%(as of 3/24/13) since the end of 2011 when I bought it. I’d say my return has been pretty good . Even though there was substantial […]
Save Time and Money When Traveling Through Airports
Maybe I haven’t traveled in a while but when did airports become such a rip-off? Just this month, I’ve traveled over 7,000 miles on 3 round trips with another trip to Philadelphia scheduled for next week and everywhere I go I can’t believe how expensive things are. I probably sound like a grumpy old man […]
Keeping Up With News and Trends in Industry
No matter what industry you work in, it’s important to stay on top of cutting edge news and technology. Refusing to accept change and innovation is what separates the successful from the not so successful. There’s been a lot of breaking news lately about the stock market reaching all time highs and how that affects […]
Get a Guaranteed 4% Return on $5,000 thru Sharebuilder
I’m on a quest for higher returns(similar to TFB’s double bond movement) and so far I’ve explored peer to peer lending, binary options & REIT’s to name just a few. There seems to be a ton of ways to earn above average returns but unfortunately, most of them also come with additional risk. I’m looking […]
Does it Make Financial Sense to Move In With Your Boyfriend or Girlfriend?
Whether it’s after a few months or a few years, after a certain point in every relationship you’ll probably consider moving in together. It’s a natural progression in most couples’ relationship and at this point, you’ll have to weigh the positives and negatives. You will save on gas driving to each other’s houses, save on […]
5 Easy Ways to Save Money Every Month
Today, I have a guest post from fellow blogger Kyle at Rather Be Shopping. Feel free to head on over to his blog after reading this article and check out some of his other posts! Having recently gone through a major blow to my income, my wife and I had to do some serious re-accessing […]
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