Personal Finance for Young Professionals
There's been a lot of talk about the looming fiscal cliff lately and it looks like Congress and the president won't be able to reach a deal by the end of the year. There's still a chance something may happen but you should start preparing your … [Continue reading]
Traveling abroad and paying for everything has gotten a lot easier over the past 10 years. I've never had the pleasure of using a travelers check but I hear they were quite the adventure. Nowadays though, when I travel abroad I take two debit … [Continue reading]
From my seat on the couch I can look around and see my fiancee's iPhone 5, my old iPhone 4, my Apple TV and oh yeah I'm typing on a MacBook Pro. Obivously, we've been using Apple products for quite some time now but I still remember our family's … [Continue reading]
When I graduated college four years ago, I faced a tough job market with very few prospects. I had a couple interviews but I was only offered one position as a navigation/systems engineer in Palmdale, CA. Even though it was my only offer at the … [Continue reading]
Happy Monday to everyone. Today I'm glad to bring you a great guest post from my friend John at Frugal Rules. Please take a moment to visit his site if you enjoy the article! We’ve all seen the commercials for online brokerages; one has a green … [Continue reading]
I love December for a litany of reasons but my favorite part is all the deals that pop up throughout the month. During the year, I'm pretty good about not buying stuff I don't need, but come December, it seems like I'm buying something every other … [Continue reading]
Although Car2go hasn't reached every major city yet, there is probably some type of car sharing service available in your local metropolitan. Whether it's Zipcar or some other service, the idea of car sharing has really taken off over the past … [Continue reading]
Reader PR writes in: "Harry, what are your thoughts on secondary market annuities? I'm looking for some higher returns for my savings. Some of the SMA's I'm looking at right now are returning 4 or 5%. It seems like they are a pretty safe … [Continue reading]
A lot of people are talking about employee benefits right now. They are deciding which medical plan to choose(the answer should be HSA!), reviewing their investment choices and maybe even increasing their 401k contribution. But I'm here to talk … [Continue reading]
Thanksgiving has got to be one of my favorite holidays. Not only is it centered around giving thanks and spending time with family, but it’s a whole holiday that’s dedicated to food. I plan on spending it with my mom’s side of the family, my dad’s … [Continue reading]
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. They say the grass is greener on the other side of the fence. When you’re looking for a different way of … [Continue reading]
Here's my original HSA article from last year: Health Savings Accounts Explained. Ok it's annual enrollment time again for those of us in traditional workplaces and I'm here to tell you exactly how much a HSA can benefit you. Most large companies … [Continue reading]
The following article is a guest post. If interested in submitting a guest post, please ready my guest posting policy and then contact me. When you set about forming a personal finance strategy, there is certainly no shortage of advice available. … [Continue reading]
When it comes to picking stocks for a portfolio, the average investor is at a big disadvantage. Now I'm not talking about investing in mutual funds, which can have big ol' expense ratios baked into them. I'm talking about good 'old fashioned stock … [Continue reading]
If you've ever been around someone who loves to cook, you're probably already familiar with the names Shun or Wusthof. They are two of the top knife-manufacturers in the world and most professional chefs carry one or the other. These knives may be … [Continue reading]
"What if we told you that you could be mortgage free years sooner? That's what The BiWeekly Advantage Plan® offers homeowners like you!" That was the opening line of an e-mail I received last week from Citi Mortgage. I'd heard of a bi-weekly … [Continue reading]
When I first purchased my condo three years ago, I was not offered the lowest rate due to my insufficient credit history. Even though I always checked my credit score and it was in the high 700's, the bank considered me a slight risk because my … [Continue reading]
Ok I know most people may find it odd that I'm doing an end of summer update in October, but the weather has cooled down out here and it's finally starting to feel like fall. In my 9 years in San Diego, this summer has been the best weather-wise. … [Continue reading]
I've always enjoyed flying Southwest, but since I've signed up for their rapid rewards credit cards, I fly with them almost exclusively. Although Southwest is far from luxurious, they get the job done efficiently and at a fraction of the cost of … [Continue reading]
Tuesday was a big day at the bureau of labor statistics; they released the news that we've all been waiting for. The Consumer Price Index for All Urban Consumers(CPI-U) increased 0.6 %! Ok I have no idea what that actually means(ok maybe I do, no … [Continue reading]